Benefits
Extends the waiting time by one day in the event of an accident, which is shorter than most providers.
Offers a 100% refund option.
Coverage includes holistic treatments.
The inconvenients
Base deductible amounts on the age of your pet, which may result in higher costs for older pets.
Does not cover experimental procedures.
Figo offers three plans with unique annual coverage limits: Essential ($5,000), Preferred ($10,000), and Ultimate (unlimited). These plans cover emergency services, surgeries, hospitalization, laboratory and diagnostic tests, prescription drugs, cancer treatments, alternative treatments, mobility devices and rehabilitation. Chronic, congenital, hereditary and orthopedic conditions are also covered. Pet owners can choose a reimbursement rate of 70%, 80%, 90% or 100% and a deductible of $100, $250, $500 or $750. However, if you choose a 100% reimbursement rate, it can only be combined with a deductible of $500 or $750.
Additional modules : Figo offers three different “power-ups” or add-ons that you can purchase to complement your basic policy. There is a wellness package available at the Basic or Plus level for preventative care or routine services, such as blood tests, vaccinations, flea and heartworm prevention, and surgery. sterilization. Both cover the same services, but the annual coverage limit varies.
Another power-up option covers the cost of your pet’s veterinary visit related to an accident or illness, but not routine care visits.
The Extra Care Pack covers situations outside of a vet visit, including boarding costs for animals while you are in hospital, cremation and burial costs, pet theft, advertising and reward money for a lost pet and holiday cancellation fees if your pet becomes ill. and you must cancel your trip.
Using Figo’s online quote tool, we obtained the average premium prices below based on 4-year-old mixed breed dogs and cats in Honolulu, varying deductibles, reimbursement levels and annual coverage limit options:
- Dogs: $15 to $54 per month
- Cats: $14 to $28 per month
Get a quote: Fill Figo online form to get a free pet insurance quote.